Disclaimer : One Touch Loan does not charge any fees or commissions. No login fees apply. For any issues, please contact +91 9455348088. One Touch Loan में कोई भी फीस या कमीशन नहीं लिया जाता। लॉगिन फीस लागू नहीं है। किसी भी समस्या के लिए +91 9455348088 पर संपर्क करें।

Personal Loan Types

how-to-choose-the-right-personal-loan-for-your-financial-goals-banner
Instant Personal Loans

Quick approval, minimal documents, and fast disbursal for all your personal needs—simple, secure, and stress-free.

Short-term Personal Loans

Get quick funds for immediate needs with easy approval, minimal documentation & flexible short-term repayment options.

Personal-Loan-by-Banks
Pre-approved Personal Loans

Enjoy instant access to funds with pre-approved limits, minimal paperwork, & faster disbursal without any lengthy approval process.

personal_loan_generic_1750700951818
Consumer Durable Loans

Buy home appliances and electronics easily with flexible EMIs, quick approval, and zero or low upfront payment.

About Personal Loan

ChatGPT said:

A personal loan is typically a smaller loan compared to a mortgage and is taken for individual needs rather than business or commercial purposes. It can be used for expenses such as vacations, weddings, purchasing new furniture, or any other personal financial requirements

Features

  • Collateral-free loan
  • No end-use restriction
  • Repayment tenure up to 60 months, which may exceed on case to case basis
  • Minimal documentation
  • Quick disbursals
Interest Rate:- 10.25%*

We compare and offer best interest rate possible!

Eligibility

Age: 18 – 60 years

Salary: At least Rs. 15,000 per month for salaried customers

Credit Score: Preferably 680 and above as having higher credit scores improve chances of loan approval

Employment Stability: At least 2 years with minimum 1 year of work experience in the same job for salaried

Employment Type: Salaried employees working with reputed organizations, MNCs, Private and Public Limited Companies, Govt. organizations, PSUs and large enterprises.

Identity Proof: Passport/PAN Card/ Voter’s ID/ Aadhaar Card/ Driving License

Address Proof: Passport/ Aadhaar Card/ Lease/ Property purchase Agreement/ Utility Bills (not more than 3 months old)/ Passport/ Driving License

Income Proof For Salaried Individuals: Salary Slips/ Bank Account Statement/ Form 16

How we can help?

As one of India’s trusted loan and finance platforms, One Touch Loan offers an unbiased space to compare and choose the best loan deals available in the market.
We provide a fully customized loan consulting experience for every customer.

  • Our expert loan advisors guide you in selecting the right loan for your needs

  • We ensure all your documents are complete and correctly processed

  • We make the entire journey smooth, efficient, and hassle-free

  • We handle any issues that may arise along the way

With One Touch Loan, your loan approval is just one touch away!

Point To Be Considered Before Taking A Personal Loan

  • Share all the accurate information at time of filling up of application form. Bank will process your loan based the information you provide
  • Processing fees are deducted from Loan amount and thus do not pay any fees in cash/cheque to anyone to process your loan sanctioning
  • Compare Loan offers & deals but handover document to any one of the bank of your choice
Contact Us

Get in Touch With Us

We're here to help you with all your loan needs. Reach out to us today!

Call Us

+91 94553 48088

Call Now

Email Us

info@onetouchloans.com

Send Email

Visit Us

Maharajganj Road, Radhika Complex, Gorakhpur 273006, UP, India

Get Directions